Rates

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*All rates are APR*

Loan Rates Deposit Rates Fees

Effective as of: June 1, 2018
Fixed Rate Vehicle Loans
Fixed Rates (APR*)Rates as low as:
Term**New Purchase/Current YearUsed or Refinance
36 Months1.99% APR*1.99% APR*
48 Months2.49% APR*2.49% APR*
60 Months2.49% APR*2.49% APR*
72 Months2.99% APR*2.99% APR*
84 Months3.49% APR*3.49% APR*
*APR – Annual Percentage Rate Payment example: A 60 month $10,000 fixed rate secured new auto loan at 1.99% APR* has an approximate monthly payment of $175.25.
 
Fixed Rate Secured Loans:
Boats, RV's, Miscellaneous Secured
Fixed Rates (APR*) Rates as low as:
Term**New Purchase/Current Year Used or Refinance
24 Months5.74% APR*5.74% APR*
36 Months5.74% APR*5.74% APR*
48 Months5.74% APR*5.74% APR*
60 Months5.74% APR*5.74% APR*
72 Months5.74% APR*5.74% APR*
84 Months5.74% APR*5.74% APR*
*APR – Annual Percentage Rate Payment example: A 60 month $10,000 fixed rate secured new recreational vehicle loan at 5.74% APR* has an approximate monthly payment of $192.12.
 
Unsecured Signature Loans
Fixed Rates (APR*) Rates as low as:
Term**
Up to 72 months11.75% APR*
*APR – Annual Percentage Rate
 
Short Term Loan
Fixed Rates (APR*) Interest Rate:
Term**
6 Months18.00% APR*
*APR – Annual Percentage Rate
 
Share Savings Secured Loans
Fixed Rates (APR*) Interest Rate:
Term**
Up to 60 months3.15% APR*
*APR – Annual Percentage Rate
Share Savings secured loans will be 3% above the stated dividend rate on the savings account for a maximum of 60 months. The interest rate is guaranteed for the term of the loan even if rates increase or decrease.
 
Certificate of Deposit Secured Loans
Fixed Rates (APR*) Interest Rate:
Term**
12 Months3.60% APR*
24 Months4.00% APR*
36 Months4.30% APR*
60 Months4.45% APR*
*APR – Annual Percentage Rate
Certificate of Deposit secured loans will be 3% above the stated dividend rate on the Certificate and the term shall not exceed the maturity date of the Certificate. The interest rate is guaranteed for the term of the loan even if rates increase or decrease.
 
Visa Credit Cards
TypeAnnual Percentage Rate
Visa Classic11.90% - 16.90%
Visa Platinum9.90%
 
Home Equity Loans
Fixed Rates (APR*) Interest Rate:
Term**
12 Months5.99% APR*
60 Months5.99% APR*
120 Months5.99% APR*
180 Months5.99% APR*