Rates
*All rates are APR*
Effective as of: April 1, 2018
| Fixed Rate Vehicle Loans | ||||
| Fixed Rates (APR*) | Rates as low as: | |||
| Term** | New Purchase/Current Year | Used or Refinance | ||
| 12 Months | 1.79% APR* | 1.79% APR* | ||
| 24 Months | 1.79% APR* | 1.79% APR* | ||
| 36 Months | 1.99% APR* | 1.99% APR* | ||
| 48 Months | 1.99% APR* | 1.99% APR* | ||
| 60 Months | 1.99% APR* | 1.99% APR* | ||
| 72 Months | 2.49% APR* | 2.49% APR* | ||
| 84 Months | 2.49% APR* | 2.49% APR* | ||
| *APR – Annual Percentage Rate Payment example: A 60 month $10,000 fixed rate secured new auto loan at 1.79% APR* has an approximate monthly payment of $174.36. | ||||
| Fixed Rate Secured Loans: | ||||
| Boats, RV's, Miscellaneous Secured | ||||
| Fixed Rates (APR*) | Rates as low as: | |||
| Term** | New Purchase/Current Year | Used or Refinance | ||
| 24 Months | 5.74% APR* | 6.74% APR* | ||
| 36 Months | 5.74% APR* | 6.74% APR* | ||
| 48 Months | 5.74% APR* | 6.74% APR* | ||
| 60 Months | 5.74% APR* | 6.74% APR* | ||
| 72 Months | 5.74% APR* | 6.74% APR* | ||
| 84 Months | 5.74% APR* | 6.74% APR* | ||
| *APR – Annual Percentage Rate Payment example: A 60 month $10,000 fixed rate secured new recreational vehicle loan at 5.74% APR* has an approximate monthly payment of $192.12. | ||||
| Unsecured Signature Loans | ||||
| Fixed Rates (APR*) | Rates as low as: | |||
| Term** | ||||
| Up to 72 months | 11.75% APR* | |||
| *APR – Annual Percentage Rate | ||||
| Short Term Loan | ||||
| Fixed Rates (APR*) | Interest Rate: | |||
| Term** | ||||
| 6 Months | 18.00% APR* | |||
| *APR – Annual Percentage Rate | ||||
| Share Savings Secured Loans | ||||
| Fixed Rates (APR*) | Interest Rate: | |||
| Term** | ||||
| Up to 60 months | 3.15% APR* | |||
| *APR – Annual Percentage Rate | ||||
| Share Savings secured loans will be 3% above the stated dividend rate on the savings account for a maximum of 60 months. The interest rate is guaranteed for the term of the loan even if rates increase or decrease. | ||||
| Certificate of Deposit Secured Loans | ||||
| Fixed Rates (APR*) | Interest Rate: | |||
| Term** | ||||
| 12 Months | 3.60% APR* | |||
| 24 Months | 4.00% APR* | |||
| 36 Months | 4.30% APR* | |||
| 60 Months | 4.45% APR* | |||
| *APR – Annual Percentage Rate | ||||
| Certificate of Deposit secured loans will be 3% above the stated dividend rate on the Certificate and the term shall not exceed the maturity date of the Certificate. The interest rate is guaranteed for the term of the loan even if rates increase or decrease. | ||||
| Visa Credit Cards | ||||
| Type | Annual Percentage Rate | |||
| Visa Classic | 11.90% - 16.90% | |||
| Visa Platinum | 9.90% | |||
| Home Equity Loans | ||||
| Fixed Rates (APR*) | Interest Rate: | |||
| Term** | ||||
| 12 Months | 5.99% APR* | |||
| 60 Months | 5.99% APR* | |||
| 120 Months | 5.99% APR* | |||
| 180 Months | 5.99% APR* | |||